Singapore Property Calculators

Loan eligibility

TDSR Calculator

Estimate a bank loan limit using income, existing debts and loan tenure.

Check TDSR→

Loan eligibility

MSR Calculator

Check monthly mortgage servicing limits for an HDB flat or eligible EC purchase.

Check MSR→

Purchase budget

Affordability Calculator

Explore a property budget using estimated income, loan capacity and monthly costs.

Estimate affordability→

Monthly repayment

Mortgage Calculator

Estimate monthly home-loan repayments from loan amount, interest rate and tenure.

Calculate repayment→

Purchase planning

Payment Schedule

Review estimated payment milestones across a property purchase timeline.

View payment schedule→

Loan planning

Bank Loan Guide

Understand loan-to-value limits, downpayment requirements and key bank-loan considerations.

Read the guide→

Ownership planning

Decoupling Feasibility

Explore key considerations when assessing a property ownership transfer.

Check feasibility→

Ownership costs

Decoupling Cost Calculator

Estimate costs associated with a property ownership transfer.

Estimate costs→

Quick planning

Property Quick Calculator

Run quick property calculations and explore common purchase scenarios.

Open quick calculator→

Asset-backed borrowing

Asset-Based Lending Calculator

Estimate borrowing capacity using assets pledged or unpledged alongside a property loan.

Estimate borrowing capacity→

Property-backed borrowing

Term Loan Calculator

Estimate potential loan capacity using private property equity as collateral.

Calculate term loan→

HDB ownership costs

HDB Resale Levy Calculator

Estimate the resale levy when buying another subsidised HDB flat.

Estimate resale levy→

Investment returns

ROI Investment Calculator

Model property investment costs, rental income and projected return on investment.

Calculate property ROI→

Rental income

Rental Yield Calculator

Calculate gross rental yield from property price and expected rental income.

Calculate rental yield→

Sale price analysis

Capital Gains Calculator

Compare purchase and selling prices to estimate gain percentage and annualised return.

Estimate capital gains→

CPF and home purchase

CPF Housing Usage Calculator

Check estimated CPF housing usage limits using buyer age, price and remaining lease.

Check CPF usage→

CPF savings

CPF Savings Calculator

Project CPF contribution growth, savings, withdrawals and accrued interest over time.

Project CPF savings→

New EC purchase

Deferred Payment Scheme Calculator

Plan estimated payments, available funds and bridging needs for an eligible new EC purchase.

Plan DPS payments→

Resale HDB purchase

HDB Purchase Calculator

Estimate an HDB loan, downpayment, cash over valuation and purchase costs.

Plan an HDB purchase→

Selling a property

Sale Proceeds Calculator

Estimate cash proceeds after loan repayment, CPF refund, resale levy and sale costs.

Estimate sale proceeds→

EC loan eligibility

Combined TDSR & MSR Calculator

Compare TDSR and MSR loan assessments for an eligible EC purchase.

Compare loan limits→

Full investment scenario

Investment Returns Simulator

Model purchase costs, financing, rental, expenses and projected returns across a holding period.

Run investment scenario→

Repayment breakdown

Loan EMI & Amortisation Calculator

Review monthly EMI, total interest and an amortisation breakdown for a selected month.

View EMI breakdown→

HDB sale and purchase

HDB Resale Timeline Planner

Plan key milestones when coordinating an HDB resale sale and purchase.

Plan a resale timeline→