Mortgage Calculator

Note:-注释：-
* With effect from 16 December 2021, new mortages cannot cause borrowers' total monthly loan repayments to exceed 55% of monthly income. 自2021年12月16日起，新押押购款不得导!致产事月费总额超过月入的55%。

‡ This is asset based lending where borrower either i) places cash as fixed deposit with the mortgage lender for a period of 48 months for Pledging asset or ii) shows funds at certain point in time for Unpledge lending. Refer to 👉Asset Based Lending Calculator for more information. 这是以资产抽押为基础的产事。再考参享👉基于资产产事计算器。

Disclaimer:
While all reasonable care was undertaken to ensure accuracy, the agent and his agency will not be held responsible for any discrepancy. Contact Cyan Ho: (+65)9066 6966 or cyanyc@gmail.com 傳责声明：
尽管已采取一切合理操杂确保信息和计算的准确性，如有误差其房屋经纪和经纪公司将不付任何法律责任。请联络何永全(+65)9066 6966或电邮cyanyc@gmail.com

EC/HDB Purchase 执行共管公寓/政府组屋
Value of Property 房产价值:	S$ Fixed 固定
Loan Amt 贷款额-房价的 % LTV:	S$
Reduce Loan Amt by 贷款额减去:	S$
Loan Tenure 贷款期限:
Interest Rate 利率:	%
Monthly Repayment 每月还款 EMI :	S$
Interest 利息:	S$
Principal 本金:	S$
Total Interest Payable 应付利息总额:	S$
Total Amount Payable 应付总额:	S$
➠ Gross Income Required 所需总月入 (a):	S$
Gross Income 总月入 (b):	S$
average monthly expenses 平均每月花费 (c):	S$
‡ Pledging/Unpledging Conversion based on income shortfall (a)-(b)+(c) 抵押/无抵押贷款则算根据收入差异(a)-(b)+(c)
i) Pledge 抵押数额 :	S$
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ii) Unpledge (shows funds) 无抵押数额（显示资金） :	S$


To know more about borrowing via Pledging & Unpledging 👇 Asset Based Lending 了解更多关于抵押和无抵押贷款的信息 👇 资产抵押贷款