(Revised on 20 Aug 2024) (修订日期: 8月20日2024)
(Revised on 9 May 2023) (修订日期: 5月9日2023)
(Revised on 30 September 2022) (修订日期: 9月30日2022)
(Revised on 16 December 2021) (修订日期: 12月16日2021)

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Legend/Notes 图例/注释:
Must fill 必须填写

Default or recommended value, adjust if necessary 默认值，必要时进行调整

"Cash" refer to any other types of payment except CPF “现金”是指除公积金外的任何其他付款方式


Resale HDB Purchase Calculation

(using HDB loan)

HDB转售组屋购买计算

（向建屋局贷款）


Selling Price/Offer Price 卖价: S$
Expected Valuation 预期估值: S$
Cash Over Valuation (COV) 溢价: S$
‡Loan to Value (LTV) 贷款比率:
%
Max Loan Amt (i) 最高贷款数额(i): S$
*HFE-HDB Flat Eligibility Letter(ii) HDB Loan assessment HFE-购屋资格通知书(ii) HDB 房屋贷款: S$ Apply online via HDB Portal 通过建屋局网站在线申请
Actual HDB Loan ((i) or (ii) whichever is lower) 可借贷款项（(i) 或 (ii) 以较低者为准）: S$
Actual loan eligible 实际可贷款项: S$
Downpayment 首付: S$
Booking fee 订金 (a): S$ Cash 现金
Exercise fee 行权费 (b): S$ Cash 现金
Total deposit 押金总数 (a)+(b): S$ Cash/CPF 现金/公积金
Balance downpayment 首付余额 (d): S$ Cash/CPF 现金/公积金
Expenses 花费 (e): S$
Buyer's Stamp Duty 买方印花税: S$ Cash/CPF 现金/公积金
Valuation fee 估价费: S$ Cash 现金 (Request for Value) （要求估价）
Legal Fee 法务费用: S$ Cash/CPF 现金/公积金 (Check online) （网上查询）
Resale application fee 购买转售组屋申请费: S$ Cash 现金
Agent Fee 代理费: S$ Cash 现金 (Recommanded 1% of sale price + GST) （建议售价的1％ + 消费税）
Home Protection Scheme (HPS) 公积金家庭保障计划: S$ CPF 公积金 (HPS Calculator) （家庭保障计划计算机）
Miscellaneous (approximate) 杂项（大约）: S$ Cash 现金
Balance downpayment + Expenses 首付余额+费用 (d)+(e): S$ Cash/CPF 现金/公积金


Notes 注释:
‡ With effect from 20 August 2024 Loan-to-value (LTV) limit for HDB-granted loans is reduced from 80% to 75%. 从2024年9月30日HDB授予的贷款的贷款价值(LTV)限额从80%降至75%。
With effect from 30 September 2022 Loan-to-value (LTV) limit for HDB-granted loans is reduced from 85% to 80%. 从2022年9月30日HDB授予的贷款的贷款价值(LTV)限额从85%降至80%。

* From 9 May 2023, HDB will introduce a new HDB Flat Eligibility (HFE) letter to provide flat buyers with a holistic understanding and assessment of their housing and financing options before they commence their home buying journey. 2023年5月9日起申请组屋的买家，不会再收到建屋局贷款资格通知书（HDB Loan Eligibility Letter），而是新的“购屋资格通知书”（HDB Flat Eligibility Letter，简称HFE通知书）。

Disclaimer:
While all reasonable care was undertaken to ensure accuracy of the information and calculation, the agent and his agency will not be held responsible for any discrepancy. For feedback, please contact Cyan Ho at (+65)9066 6966 or via email cyanyc@gmail.com 免责声明：
尽管已采取一切合理措施确保信息和计算的准确性，如有误差其房屋经纪和经纪公司将不付任何法律责任。如有意见或反馈，请联络何永全(+65)9066 6966或电邮cyanyc@gmail.com


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