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Note: 注释： 2. With effect from 30 September 2022, TDSR and MSR loan rate will increase from 3.5% to 4% for residential property and TDSR loan rate for non-residential property will increase from 4.5% to 5%.
自2022年9月30日起，总偿债率-TDSR和每月偿还贷款比率-MSR的贷款利率将从3.5%上调至4%，非住宅房产的TDSR贷款利率则将从4.5%上调至5%。
1. Loan amount is based on TDSR (55% of gross income) assuming no other bank loan on hand and other monthly servicing debts. You may use the TDSR calculator
贷款金额是基于总偿债率TDSR（总收入的 55%），假设手头没有其他银行贷款和其他月度债务。 您也可以使用TDSR计算机
➂ ABSD payable from 27 April 2023: SPR 1st 🏠-5% 2nd 🏠-30% 3rd 🏠& after-35% | S'porean 2nd 🏠-20% 3rd 🏠& after-30% | Foreigner✤ 60% | Entities 65% (Plus additional 5% for Housing Developers, non-remittable) 从4月27日2023起需缴额外买方印花税：永久居民第一🏠-5% 第二🏠-30% 第三与之后🏠-35%| 新加坡公民第二🏠-20% 第三与之后🏠-30% | ✤外国人-60% | 实体-65% (开发商加5%)
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ABSD payable from 16 December 2021: SPR 1st 🏠-5% 2nd 🏠-25% 3rd 🏠& after-30% | S'porean 2nd 🏠-17% 3rd 🏠& after-25% | Foreigner✤ 30% | Entities 35% (Plus additional 5% for Housing Developers, non-remittable) 从12月16日2021起需缴额外买方印花税：永久居民第一🏠-5% 第二🏠-25% 第三与之后🏠-30%| 新加坡公民第二🏠-17% 第三与之后🏠-25% | ✤外国人-30% | 实体-35% (开发商加5%) ABSD 5%-SPR 1st ppty | 12%-S'porean 2nd ppty | 15%-S'porean & SPR subsequent ppty | 20%-Foreigner✤ | 25%-Entities (Plus additional 5% for Housing Developers, non-remittable) 之前： 额外买方印花税：永久居民第一房产-5% | 新加坡公民第二房产-12% | 新加坡公民与永久居民随后房产-15% | ✤外国人-20% | 实体-25% (开发商加5%)
✤ Citizens of the USA, Citizens & Permanent Residents of Switzerland, Liechtenstein, Norway and Iceland shall be treated the same as Singapore Citizens due to FTA agreement. 基于自由贸易协定（FTA），凡美国公民、瑞士、列支敦士登、挪威、冰岛的公民和永久居民都享有和新加坡公民在印花税务上同等的待遇。
* W.e.f. 15 February 2023, BSD for residential properties to increase from 4% to 5% for the portion of the value between $1.5-$3 million and 4% to 6% in excess of $3 million. 从2月15日2023起，凡屋价S$1.5M-S$3M的差额，私宅买方印花税将从4%增至5%，而$3M以上的差额则增至6%。
➃ This computation is based on BUC (building under construction) with initial capital outlay of 20%. For payment at different stages for either BUC or Resale, please refer to
此计算基于BUC（在建筑中）和25％的初期资本支出。 对于BUC或Resale（转售）的不同阶段的付款，请参阅
Investment Return Analysis 投资收益分析