before
16/12/21 before
15/2/23 before
27/4/23 Current

SG Real Calculator

6.0

Enter Property Value

_{Resi 住宅} _{Comm/Ind 商业/工业}
	MR	M+	Sf➜Sm	Sm➜Py	Py➜Sf	+/-
	CM	M-	Sm➜Sf	Py➜Sm	Sf➜Py	1/x

C/AC		%1%	➗	5%
7	8	9	❌	10%
4	5	6	➖	15%
1	2	3	➕	20%
.	0	Set property value	=	25%
Num	ABSD Add. Buyer's Stamp Duty	BSD Buyer's Stamp Duty	▷	75%

Revision 6.0:

The Government announced the increase in the Additional Buyer’s Stamp Duty (ABSD) rates to promote a sustainable property market. The revised rates will take effect from 27 April 2023. 修订版6.0:
政府宣布提高额外买方印花税 (ABSD) 税率，以促进可持续发展的房地产市场。修订后的费率将于 2023 年 4 月 27 日生效。

source: go.gov.sg/coolingmeasures

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Revision 5.0:

Finance Minister Lawrence Wong announced during Budget 2023 speech on 14/2/2023 that the top marginal Buyer’s Stamp Duty (BSD) rate for residential and non-residential properties will be raised to enhance the progressivity of the BSD regime. 修订版5.0:
副总理兼财政部长黄循财在2月14日发表2023年政府财政预算案宣布调高价值较高的住宅及非住宅产业的买家印花税。

source: go.gov.sg/coolingmeasures

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Revision 4.0:

Measures to promote sustainable conditions in the property market by ensuring prudent borrowing and moderating demand, with effect from 30 September 2022. 修订版4.0:
最新宣布的降温措施，自2022年9月30日起，通过确保审慎借贷和缓和需求来促进房地产市场可持续发展的措施。

source: go.gov.sg/coolingmeasures

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Revised guidelines for Additional Buyer's Stamp Duty (ABSD) based on a new set of cooling measures which was announced on 16 December 2021. 根据2021年12月16日宣布的降温措施，修订了额外买方印花税(ABSD)的指导方针。

source: go.gov.sg/coolingmeasures

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English 中文

SG Property Purchase Affordability Check 新加坡买房预算

	Source of Fund 资金来源	Remarks 备注
1)	Cash 现金	1st 5% downpayment is to be paid by cash 首付5％须以现金支付
2)	CPF 公积金	Can be used for the next 15% payment 可用支付接下来的15％首付 Check amt @ CPF Online 公积金网查询金额
3)	Potential sale proceeds of existing property 潜在卖屋收益	Target sale price - outstanding loan amt (non-cash component) 目标销售价-未偿还贷款金额（为非现金收益）
4)	1st Timer's Grant 第一次购屋者购屋津贴 †	Check amt @ EC Guide 可在EC指南查阅津贴金额
5)	Resale Levy for 2nd Timer 第二次购屋者卖屋转售抽润 †	Check amt @ EC Guide 可在EC指南查阅转售抽润金额
6)	*Bank Loan 银行贷款	Based on 根据 TDSR / MSR 贷款条例
7)	Total funds available to you 可用资金总额	(1)+(2)+(3)+(4)+(6)-(5)
8)	Aditional Buyer Stamp Duty 额外买方印花税	5% - SPR 1^st ppty 永久居民第一房产 12% - S'porean 2^nd ppty 新加坡公民第二房产 15% - S'porean & SPR subsequent ppty 新加坡公民与永久居民随后房产 20% - Foreigner 外国人 25% - Entities 实体
9)	Indicative value of property 可购买产业价值 ‡	All stamp duties have been included in the calculation 所有印花税已纳入计算内
	a. Without Loan 无贷款
	b. Maximise Cash On Hand 尽用现金
	c. Maximise Loan 最高贷款 - 75%	Click here for Payment Schedule and investment overview 点击此处查看建筑进程付款时间表和投资概述
Notes 注释: * Assuming no other mortgage loan 假设没有其他房贷 † For EC Buyer only 仅限EC买家 ‡ Stamp duties can be paid by Cash or CPF 印花税可以现金或公积金支付 ‡ 5% Cash and 15% (Cash or Cash+CPF) are factored in the calculation 计算已包括5％的现金和15％（现金/现金+公积金）

Disclaimer:
While all reasonable care was undertaken to ensure accuracy of the information and calculation, the agent and his agency will not be held responsible for any discrepancy. For feedback, please contact Cyan Ho at (+65)9066 6966 or via email cyanyc@gmail.com 免责声明：
以上建筑进程付款计算只供参考，如有误差其房屋经纪和经纪公司将不付任何法律责任。如有意见或反馈，请联络何永全(+65)9066 6966或电邮cyanyc@gmail.com

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SG Property Purchase Affordability Check 新加坡买房预算

Click here for Payment Schedule and investment overview 点击此处查看建筑进程付款时间表和投资概述

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