(Revised on 20 Aug 2024)(修订日期: 8月20日2024)
(Revised on 9 May 2023)(修订日期: 5月9日2023)
(Revised on 30 September 2022)(修订日期: 9月30日2022)
(Revised on 16 December 2021)(修订日期: 12月16日2021)

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Legend/Notes图例/注释:
Must fill必须填写

Default or recommended value, adjust if necessary默认值，必要时进行调整

"Cash" refer to any other types of payment except CPF“现金”是指除公积金外的任何其他付款方式


Resale HDB Purchase Calculation

(using HDB loan)

HDB转售组屋购买计算

（向建屋局贷款）


Selling Price/Offer Price卖价: S$
Expected Valuation预期估值: S$
Cash Over Valuation (COV)溢价: S$
‡Loan to Value (LTV)贷款比率:
%
Max Loan Amt (i)最高贷款数额(i): S$
*HFE-HDB Flat Eligibility Letter(ii) HDB Loan assessmentHFE-购屋资格通知书(ii) HDB 房屋贷款: S$ Apply online via HDB Portal通过建屋局网站在线申请
Actual HDB Loan ((i) or (ii) whichever is lower)可借贷款项（(i) 或 (ii) 以较低者为准）: S$
Actual loan eligible实际可贷款项: S$
Downpayment首付: S$
Booking fee订金 (a): S$ Cash现金
Exercise fee行权费 (b): S$ Cash现金
Total deposit押金总数 (a)+(b): S$ Cash/CPF现金/公积金
Balance downpayment首付余额 (d): S$ Cash/CPF现金/公积金
Expenses花费 (e): S$
Buyer's Stamp Duty买方印花税: S$ Cash/CPF现金/公积金
Valuation fee估价费: S$ Cash现金 (Request for Value)（要求估价）
Legal Fee法务费用: S$ Cash/CPF现金/公积金 (Check online)（网上查询）
Resale application fee购买转售组屋申请费: S$ Cash现金
Agent Fee代理费: S$ Cash现金 (Recommanded 1% of sale price + GST)（建议售价的1％ + 消费税）
Home Protection Scheme (HPS)公积金家庭保障计划: S$ CPF公积金 (HPS Calculator)（家庭保障计划计算机）
Miscellaneous (approximate)杂项（大约）: S$ Cash现金
Balance downpayment + Expenses首付余额+费用 (d)+(e): S$ Cash/CPF现金/公积金

               


Notes注释:
‡ With effect from 20 August 2024 Loan-to-value (LTV) limit for HDB-granted loans is reduced from 80% to 75%. 从2024年9月30日HDB授予的贷款的贷款价值(LTV)限额从80%降至75%。
With effect from 30 September 2022 Loan-to-value (LTV) limit for HDB-granted loans is reduced from 85% to 80%. 从2022年9月30日HDB授予的贷款的贷款价值(LTV)限额从85%降至80%。

* From 9 May 2023, HDB will introduce a new HDB Flat Eligibility (HFE) letter to provide flat buyers with a holistic understanding and assessment of their housing and financing options before they commence their home buying journey. 2023年5月9日起申请组屋的买家，不会再收到建屋局贷款资格通知书（HDB Loan Eligibility Letter），而是新的“购屋资格通知书”（HDB Flat Eligibility Letter，简称HFE通知书）。

Disclaimer:
While all reasonable care was undertaken to ensure accuracy of the information and calculation, the agent and his agency will not be held responsible for any discrepancy. For feedback, please contact Cyan Ho at (+65)9066 6966 or via email cyanyc@gmail.com 免责声明：
尽管已采取一切合理措施确保信息和计算的准确性，如有误差其房屋经纪和经纪公司将不付任何法律责任。如有意见或反馈，请联络何永全(+65)9066 6966或电邮cyanyc@gmail.com


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