Singapore Property Decoupling Calculator | ABSD & Stamp Duty Estimator

DECOUPLING CALCULATOR 脱钩买房计算机

➊ Property Valuation 房产估值 Property bought before 4 July 2025 房产购买日期早于2025年7月4日

➋ Outstanding Loan 未偿还贷款

Seller 卖方

Selling within years from purchase 购买后几年内出售

Buyer 买方

Including this shares transfer, the number of properties on hand 包括此股份转让，房产数量为:

% Shares 股份

➀ CPF used + accrued interest 公积金动用 + 应计利息

➀ Current CPF OA balance 当前的(普通户头OA)公积金余额

➁ Valuation 估值

➂ Seller's Stamp Duty 卖家印花税 SSD

➂ Stamp Duties of ➁ 转售➁的印花税总额 i+ii

i. Buyer's Stamp Duty 买方印花税-BSD†

ii. Additional Buyer's Stamp Duty 额外买方印花税

➃ Outstanding Loan 未偿贷款

➄ Option & Exercise fees received 收到的购买期权和行使费 (1%+4%)

➄ Option & Exercise fees 购买期权和行使费 (1%+4%)

➅ CPF Refund 需填补公积金

➅ Completion Fees 完成交易所需款项 ➁-➄-➆+➃

Cash Proceed 现金收益 ➁-➂-➅

➆ New Loan amt 新贷款额 + −

➇ CPF to offset balance 公积金抵销余额

➈ Cash required for completion 完成交易所需现金 ➅-➇

➌Estimated legal fee and miscellaneous expenses (not included in the above calculation) 预计法律费用和其他费用（不包括在上述计算中）

Total Cash involved 涉及现金总额 ➈+➂+➄+➌

Notes 注解:-
➂ Stamp duties (BSD + ABSD) are to be paid within 14 days after exercise contract. Stamp duties paid can apply for CPF refund, subject to approval. 印花税应在合同行使后14天内支付。已缴印花税可以向税务局申请CPF退款，但须经批准。

➌ Legal fee is referring to the fee required for selling and buying. 律师费是指买和卖的费用。

New purchase (for reference) 新房产价格参考
Property value 房屋价值:
Take Over Value 接手价格:
Ppty count with this new purchase 新购买后房产数量:
BSD 买方印花税:
ABSD:
Total SD 印花税总额:

Selling 卖
Seller: 卖家:
Property sale value 房产价格:
% Share selling to buyer 股份卖给买家:
Share holding after selling 出售后股份数目:

:

Value 现有房屋价值:
Buyer 2 take over existing property

Buyer: 买家:

Take Over Value 接手价格:
BSD 买方印花税:
:
Total SD 印花税总额:
Total Purchase Funds 印花税总额 (b):

Expenses 花费
Total Funds 资金总额 (a)+(b):
+ Legal Fee 法务费用:
=

Next property value 新房产价格:

Scenario 1: No Decoupling (All parties buy) 方案1：不脱钩（联名购买）

New Home Value 新屋价格:
BSD 买方印花税:
ABSD:
Total SD Payable 应付印花税总额:

Scenario 2: No Decoupling (One party buy) 方案2：不脱钩（单方购买）

Buyer 1 buy
New Home Value 新屋价格:
BSD 买方印花税:
ABSD:
Total SD Payable 应付印花税总额:

Buyer 2 buy
New Home Value 新屋价格:
BSD 买方印花税:
ABSD:
Total SD Payable 应付印花税总额:

Scenario 3: Decoupling 方案3：脱钩

Buyer 2 buy new property
New Home Value 新屋价格:
BSD 买方印花税:
ABSD:
Total SD 印花税总额:


Total SD Payable 应付印花税总额:

Scenario 4: Decoupling 方案4：脱钩

Buyer 1 buy new property
New Home Value 新屋价格:
BSD 买方印花税:
ABSD:
Total SD 印花税总额:


Total SD Payable 应付印花税总额:

CashFlow Chart 资金流量表

hide 隐藏

🤔^❓

Download our
Property APPs 安装我们的
房产计算机

Note: 注释：
‡

⁑

✤ Citizens of the USA, Citizens & Permanent Residents of Switzerland, Liechtenstein, Norway and Iceland shall be treated the same as Singapore Citizens due to FTA agreement. 基于自由贸易协定（FTA），凡美国公民、瑞士、列支敦士登、挪威、冰岛的公民和永久居民都享有和新加坡公民在印花税务上同等的待遇。

†

Disclaimer:
While all reasonable care was undertaken to ensure accuracy of the information and calculation, the agent and his agency will not be held responsible for any discrepancy. For feedback, please contact Cyan Ho at (+65)9066 6966 or via email cyanyc@gmail.com 免责声明：
尽管已采取一切合理措施确保信息和计算的准确性，如有误差其房屋经纪和经纪公司将不付任何法律责任。如有意见或反馈，请联络何永全(+65)9066 6966或电邮cyanyc@gmail.com

For more financial calculators, install our comprehensive apps 更多买房投资计算器，请安装我们的Apps

➊ Property Valuation 房产估值 Property bought before 4 July 2025 房产购买日期早于2025年7月4日	➋ Outstanding Loan 未偿还贷款
Seller 卖方 Selling within years from purchase 购买后几年内出售	Buyer 买方 Including this shares transfer, the number of properties on hand 包括此股份转让，房产数量为:
% Shares 股份	% Shares 股份
➀ CPF used + accrued interest 公积金动用 + 应计利息	➀ Current CPF OA balance 当前的(普通户头OA)公积金余额
➁ Valuation 估值	➁ Valuation 估值
➂ Seller's Stamp Duty 卖家印花税 SSD	➂ Stamp Duties of ➁ 转售➁的印花税总额 i+ii i. Buyer's Stamp Duty 买方印花税-BSD† ii. Additional Buyer's Stamp Duty 额外买方印花税
➃ Outstanding Loan 未偿贷款	➃ Outstanding Loan 未偿贷款
➄ Option & Exercise fees received 收到的购买期权和行使费 (1%+4%)	➄ Option & Exercise fees 购买期权和行使费 (1%+4%)
➅ CPF Refund 需填补公积金	➅ Completion Fees 完成交易所需款项 ➁-➄-➆+➃
Cash Proceed 现金收益 ➁-➂-➅	➆ New Loan amt 新贷款额 + −
	➇ CPF to offset balance 公积金抵销余额
	➈ Cash required for completion 完成交易所需现金 ➅-➇
	➌Estimated legal fee and miscellaneous expenses (not included in the above calculation) 预计法律费用和其他费用（不包括在上述计算中）

	Total Cash involved 涉及现金总额 ➈+➂+➄+➌
	Notes 注解:- ➂ Stamp duties (BSD + ABSD) are to be paid within 14 days after exercise contract. Stamp duties paid can apply for CPF refund, subject to approval. 印花税应在合同行使后14天内支付。已缴印花税可以向税务局申请CPF退款，但须经批准。 ➌ Legal fee is referring to the fee required for selling and buying. 律师费是指买和卖的费用。