(Revised on: 1 January 2026) (修订日期：2026年1月1日)
(Revised on: 16 February 2024) (修订日期：2024年2月16日) ✽

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Singapore CPF Savings Calculator 新加坡公积金储蓄计算器

Updated with 2026 CPF Contribution Rates 已更新2026年公积金缴款率

This nifty CPF calculator gives you a sneak peek into the savings you could rack up, along with the accrued interest that accumulates over time. It's your secret weapon for smart financial planning when you're eyeing that dream property purchase!

这个简易的公积金计算机可以让您快速了解在某期限内所累积的积蓄，以及随着时间的推移累积的应计利息。当您计划购买梦想房产时，这将是您进行明智财务规划的秘密武器！


CPF Contribution Savings Forecast 公积金供款储蓄预测
Monthly CPF Savings/Withdrawal Calculation 公积金每月储蓄/取款计算
CPF Savings/Accrued Interest Calculation 公积金储蓄/累积利息计算


Start date 开始日期:

End date 结束日期:

Duration 时限:
Interest Rate 利率:

CPF Contribution Savings Forecast 公积金供款储蓄预测

Project your future CPF savings based on monthly contributions 根据每月缴款预测您的未来公积金储蓄

  • This calculation is for Singapore Citizen/3rd year Permanent Resident and above.
  • Only ordinary wage is used for the calculation.
  • CPF amount used for calculation comprises employer and employee monthly contribution. Please refer to 👉CPF salary ceilings
  • Interest rates used are 2.5% for OA and 4% for SA, MA & RA.
  • CPF Life payouts at and after age 65 is not factored in the calculation.
  • CPF rules and regualtions apply. For more information, please refer to 👉CPF Board
  • 此计算适用于新加坡公民和三年级永久居民及以上。
  • 计算时只使用普通工资。
  • 用于计算的CPF金额包括雇主和雇员每月的缴款。请参阅👉公积金工资上限
  • 用于计算OA的利率为2.5%，SA, MA和RA使用的利率为4%。
  • 65岁及之后的公积金终身入息支出将不纳入计算中。
  • 须根据公积金规则和条款。更多详情请参阅👉公积金局

Birth month 生日:
Age 年龄:  
Monthly salary 每月工资:
pay rise per annum 每年加薪 		S$
Retirement sum to set aside when reaching age 55 年满55岁时要预留的退休金:
 		Full Retirement Sum 全额存款
Basic Retirement Sum 基本存款
Extra interest 额外利息:
Add on calculation 加入计算 		Extra interest to help boost retirement savings. 👉More info 帮助增加退休储蓄的额外利息。 👉更多信息
Amt in Retirement Account RA当前退休户头存额:
Add on calculation 		S$
Amt in Ordinary Account OA当前普通户头存额:
Add on calculation 加入计算 		S$
Monthly Withdrawal fr OA每月提款 :
for 持续 mth/s 月
eg. convert 9.5yrs period to no. of mths 例，将9年半期限转换为月份:- "9.5✕12=" 		S$
Amt in Special Account SA当前特别户头存额:
Add on calculation 加入计算 		S$
Amt in MediSave Account MA当前保健储蓄户头存额:
Add on calculation 加入计算 		S$
Age 35 & below 35岁或以下
OA
S$
SA
S$
MA
S$




Age 36 - 45 36至45岁
OA
S$
SA
S$
MA
S$




Age 46 - 50 45至50岁
OA
S$
SA
S$
MA
S$




Age 51 - 55 51至55岁
OA
S$
SA
S$
MA
S$




Age 56 - 60 56至60岁
OA
S$
SA RA
S$
MA
S$




Age 61 - 65 61至65岁
OA
S$
SA RA
S$
MA
S$




Age 66 - 70 66至70岁
OA
S$
SA RA
S$
MA
S$




Above 70 70岁以上
OA
S$
SA RA
S$
MA
S$





OA Principal 普通户头本金
S$

Interest Earned 利息赚取
S$

Accumulated 累积金额
S$


SA Principal 特别户头本金
S$

Interest Earned 利息赚取
S$

Accumulated 累积金额
S$


MA Principal 保健储蓄户头本金
S$

Interest Earned 利息赚取
S$

Accumulated 累积金额
S$


Total Principal 本金总额
S$

Total Interest Earned 利息总额
S$

Total Accumulated 累积金总额
S$


🤔❓                  

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Monthly CPF Savings & Withdrawal Calculator 公积金每月储蓄与取款计算器

Calculate regular deposits or withdrawals and accumulated interest 计算定期存款或取款及累积利息

Monthly CPF deposit/withdrawal 每月CPF存款/取款: S$
Total amount deposited/withdrawn 存款/取款总额: S$
Interest Earned/Accrued Intrest 赚取/累计利息 : S$
Accumulated Amt 累积金额: S$

CPF Accrued Interest Calculator 公积金累积利息计算器

Calculate interest accrued on CPF amounts used for property or investments 计算用于房产或投资的公积金金额所产生的利息

CPF Amt Involved CPF款额动用: S$
Interest Earned/Accrued Interest 赚取/累计利息 : S$
Amount Accumulated 应付总额: S$

How's your ride with our CPF calculators been so far? Finding it handy? Whether you've got questions about the calculators or cool ideas to amp up your user experience, we're all ears! Drop us a line, and let's make this journey even better together!

And, of course, purchasing a property entails much more planning and steps. We are here to walk with you through the entire process. With a comprehensive suite of related calculators and tools, coupled with our on-the-ground experience as realtors, you'll be in good hands!

Let's take the first step by downloading our bespoke apps, equipped with useful calculators and tools to kick-start your property journey! 👉

If diving into calculators and tools isn't quite your thing, why not fast-track your property search or journey by reaching out to us directly! We'd be absolutely thrilled to hear from you!

到目前为止，您使用我们的公积金计算机的体验如何？我们欢迎您的意见回馈，请给我们留言。

有意购买或投资买房产吗？我们有多年房地产经验，也将我们的经验整理出一套相关的工具计算机以便更快捷的计算预算和风险。相信这套计算机可以有效的协助您买房事宜！下载我们的App👉

如果你觉得使用计算机太麻烦了，不如直接联系我们来为您服务，我们期待收到您的来信😃

🤔❓                  


Note:- 注释：-


Disclaimer:
While all reasonable care was undertaken to ensure accuracy of the information and calculation, the agent and his agency will not be held responsible for any discrepancy. For feedback, please contact Cyan Ho at (+65)9066 6966 or via email cyanyc@gmail.com 免责声明：
尽管已采取一切合理措施确保信息和计算的准确性，如有误差其房屋经纪和经纪公司将不付任何法律责任。如有意见或反馈，请联络何永全(+65)9066 6966或电邮cyanyc@gmail.com


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